Aids and useful tools

Practical budget planning tools help you organise your finances.

Work out your budget and discover how your financial situation looks.

Quick help

Take the first step and let us advise you online now. The advice is anonymous and free.

Call us on our hotline – it costs you nothing. We’ll be glad to advise you.

Get in touch with a debt counsellor near you. He or she will answer your questions during your meeting.